" Kt's video's: July 2008

Sometimes you have to see it to believe it... We have videos that make you say wow...

Thursday, July 31, 2008

How to stop forclosure



A Review of the Policy Proposals
By Fred Moseley
This article is from the July/August 2008 issue of Dollars & Sense: The Magazine of Economic Justice available at http://www.dollarsandsense.org/archives/2008/0708moseley.html
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Over one million U.S. homeowners have already lost their homes due to foreclosures since the mortgage crisis began last summer. Another one million homeowners are 90 days past due on their mortgages (foreclosure notices usually go out after 90 days) and two million more are 30 days past due, so three million more households may face foreclosure in the months ahead. If current policies do not change, it is estimated that up to five million homeowners would lose their homes due to foreclosure over the next few years. Five million is roughly 10% of the total number of homes with mortgages. This is clearly the worst housing crisis since the Great Depression, and will wreack havoc in the lives of millions of families unless something is done. A high foreclosure rate also has a deteriorating effect on surrounding neighborhoods, further depressing housing prices and quality of life.
Many of those facing foreclosure are low- to middle-income homeowners who were enticed into buying houses by fraudulent mortgage companies and low “teaser” interest rates that are adjusted up (“reset”) after two to three years. As long as housing prices were increasing, homeowners could always refinance their mortgages and get a new teaser rate for another few years. However, now that house prices are falling, these homeowners can no longer refinance, and many of them cannot afford to pay the higher interest rates when they are reset. Falling prices also mean that many of these homeowners owe more on their mortgage than the current value of their house (i.e. they have “negative equity” in their house). The recession is also resulting in declining employment and income, meaning even more homeowners are struggling to make their monthly mortgage payments. The further housing prices decline, and the worse the recession is, the worse the foreclosures will be, in a vicious cycle.
Clearly, the federal government must take some positive actions to stop the spreading foreclosures, especially for low- and middle-income families, who would suffer the most. But what should those actions be? At a minimum, policies should apply only to owner-occupied homes, and not to “investor” or “speculative” homeowners (those who buy houses in order to sell them later at a higher price). But beyond this, various policies have been proposed, and not all of them would truly help homeowners at risk.
Workouts, not bailouts
There are two main types of anti-foreclosure policies: bailouts and workouts. In bailouts, the government gives aid either to lenders (e.g. by purchasing bad mortgages at their full original value) or to homeowners (e.g. by giving them loans so they can repay their lenders). Of course, aid to homeowners indirectly bails out the lenders as well. In workouts, the terms of the original mortgage contract are modified, either by reducing the rate of interest or reducing the principal owed, or both, in order to make the loan more affordable. So far, most of the proposals to deal with the foreclosure crisis have been more workouts than bailouts, although there are elements of bailout in some of them as well. The lenders made fortunes on these risky mortgages during the housing bubble, so if someone has to suffer losses now, it should be the lenders. There should be no bailouts of the lenders in any way.
Lender-initiated workouts
There are two types of workouts, depending on whether they are initiated by the lenders or the homeowners. Most of the policies proposed and enacted so far have been initiated by the lenders, i.e., they are voluntary on the part of the lenders. The main policy of the Bush administration is called “Hope Now,” in which the lenders voluntarily postpone the resets of interest rates that are scheduled to take place in the months ahead, and leave the principal of the loan unchanged (or sometimes the foregone interest is added to the principal). The Bush administration claims that over 500,000 mortgages have been modified in this way in recent months, and estimates that another 500,000 mortgages will be modified in the months ahead. However, critics argue that these numbers are exaggerated and that many of these modifications have been simply allowing homeowners more time to make the same payments. It is likely that in the months ahead, many of these homeowners still will not be able to make their payments, and many of them will be foreclosed on, which has led some critics to call this the “No Hope” plan. The only lasting solution is to reduce the mortgage principal owed to more affordable levels. The main problem now is not the reset of interest rates, but rather declining housing prices, which has the effect that more and more homeowners now owe more money on their mortgage than their house is worth.
The House of Representatives has recently passed a bill (H.R. 5830, introduced by Rep. Barney Frank, D-Mass.) that is primarily a workout, but also is potentially part bailout, and is also lender-initiated The bill would replace existing mortgages with new mortgages that would have a value of 85% of the current market value of the houses, and these refinanced mortgages would be guaranteed by the Federal Housing Administration (how this “current market value” is to be determined is a crucial detail which so far has not been specified). This 15% “write-down” of the principal, plus the prior 10% decline of prices means that the total write-down for lenders will be approximately 25%. For example, a homeowner with an original mortgage of $300,000 would have the principal reduced to $225,000, and the monthly payments reduced by a similar proportion. The bill appropriates $300 billion for this purpose, which it estimates could help up to 1.5 million homeowners. A similar bill appears likely to pass in the Senate (introduced by Christopher Dodd, D-Conn.). President Bush initially threatened a veto, but has now said he will sign the bill. In any case, it does not appear likely that many lenders will “volunteer” for this writedown.
Another problem with this bill is that housing prices in some areas are likely to fall more than an additional 15%. Mortgages on these houses are likely to be the ones that the lenders will voluntarily refinance, and any further losses would have be borne by the government (i.e., by the taxpayers). This would be a partial bailout of the lenders.
Homeowner-initiated workouts
Another bill has been introduced into the House (H.R. 3609) and Senate (S. 26360) that would provide workouts that would be initiated by the homeowners and would be mandatory for the lenders. These bills would allow bankruptcy judges to modify mortgage contracts (by reducing the principal and/or by reducing the interest rate) in order to make monthly payments more affordable for homeowners. It used to be possible for bankruptcy judges to modify mortgage contracts, but this was explicitly prohibited in a 1993 bankruptcy law. One can see the hand of the mortgage bankers in the writing of that provision. Modifications on other types of loans are allowed: for investment properties, for vacation homes, and even for boats, but no modifications allowed for primary residences! So all that needs to be done is to delete this one phrase in the law which prohibits modifications for primary residences. A significant advantage of this plan is that it would not cost taxpayers anything.
One problem with this bill is that homeowners would have to declare bankruptcy, which is expensive (about $2000) and would hurt their credit rating in the future. But at least they would still have their home, with an affordable mortgage, and thus would have the chance to restore their credit rating.
This bill is supported by the AFL-CIO, SEIU, NAACP, ACORN, the Center for Responsible Lending, and many other consumer protection groups. It is of course strongly opposed by the Mortgage Bankers Association, and does not seem to have enough support for passage at the present time.
Another homeowner-initiated plan has been proposed by Dean Baker of the Center for Economic and Policy Research. According to this “own-to-rent” plan, homeowners faced with foreclosure would have the option to stay in their houses as tenants, rather than as owners, and would pay the prevailing rental rates, which are generally much lower than mortgage payments. Eligibility for the plan would be capped at the median house price in a metropolitan area and thus would not benefit high-income homeowners. This plan also would not cost taxpayers anything. A bill along these lines was recently introduced in the House (H.R. 6116).
Looking ahead
The presidential candidates have had disappointingly little to say about the foreclosure crisis and anti-foreclosure policies. Senator Barack Obama has expressed support for the Frank-Dodd FHA bill, but not yet for the bankruptcy modification bill. In good Republican tradition, McCain advocates “no government intervention.” But the foreclosure crisis is likely to worsen in the coming months, and the public may well demand more policies to address this growing problem. The homeowner-initiated policies are preferable because they provide the most protection for homeowners against foreclosure. Both of these options should be available to homeowners facing foreclosure, especially for those with low or moderate incomes.
The guiding principles of government anti-foreclosure policies should be: (1) homeowners should be allowed to stay in their homes; and (2) there should be no bailouts for the lenders. And the long-run objective of government housing policies should be: decent affordable housing for all.
Fred Moseley is a professor of economics at Mount Holyoke College. His publications include The Falling Rate of Profit in the Postwar United States Economy (1992) and “The Rate of Profit and the Future of Capitalism,” Review of Radical Political Economics, 1997.
Resources: For more information about H.R. 3609 and S. 26360, visit the website of the Center for Responsible Lending. For more information about Dean Baker’s “own-to-rent” plan (introduced in the House as H.R. 6116), visit the website of the Center for Economic and Policy Research

Monday, July 28, 2008

Look again

What you see below are not see-thru skirts. They are actually prints on the skirts to make it look as if the panties are visible and these are the current rage in Japan . They'll be the range in the USA and ZIMBABWE soon.














How was I born


A little boy goes to his father and asks 'Daddy, how was I born?'

The father answers, 'Well, son, I guess one day you will need to find out anyway! Your Mom and I first got together in a chat room on Yahoo. Then I set up a date via e-mail with your Mom and we met at a cyber-cafe. We sneaked into a secluded room, where your mother agreed to a download from my hard drive. As soon as I was ready to upload, we discovered that neither one of us had used a firewall, and since it was too late to hit the delete button, nine months later a little Pop-Up appeared that said:


Scroll down...You'll love this ....





'You got Male!'



Saturday, July 26, 2008

A POWERFUL PRAYER!

NAME IT and CLAIM IT, BELIEVE IT and RECEIVE IT!!!!!!!!!!!

It's When you are DOWN to nothing ... God is UP to something' Father, in the Name of Jesus, bless me even while I'm reading this prayer and bless the one that sent this to me in a special way. Open doors in our lives today, Save and set free! Give us a double portion of your Spirit as we take back everything that the devil has stolen: ****Emotional Health ****Physical Health ****Finances ****Relationships ****Children ****Jobs ****Homes ***Marriages


I cancel every plot, plan and scheme the enemy has devised Against us in the NAME OF JESUS. And I declare: NO WEAPON FORMED AGAINST US WILL PROSPER. I speak LIFE into every dead situation. And, I thank you that nothing is over until YOU say it's over! Speak prophetically into our lives and to our situations: ****our households are blessed; **** our health is blessed; **** our marriages are blessed; **** our finances are blessed; **** our relationships are blessed; **** our businesses are blessed; **** our jobs are blessed; **** our children are blessed; **** our grandchildren are blessed; **** our parents are blessed; **** our siblings are blessed; **** our ministries are blessed; **** our decisions are blessed; **** our friends are blessed. **** Mortgages are paid and debts canceled; our hearts' desires are on the way;


According to YOUR perfect will and plan for our lives. YOU SAID YOU'D NEVER FORSAKE US! IN JESUS' NAME! AMEN! Say this prayer, and then send it to EVERYBODY YOU KNOW. Within hours countless people will have prayed for you, and you will have caused a multitude of people to pray to God for each other 'Safety is not the absence of danger, but is the presence of God' A kid asked Jesus... how much do u love me? Jesus replied, 'I love! you this much.' and he stretched his arms to the cross and died for us. If you believe in God, you will send this to everyone on your list. I like you because of who you are to me. I treat you as a true friend. But if I don't get this back, I get the hint, you don't have time.

Wednesday, July 23, 2008

Price of a mircle





A little girl went to her bedroom and pulled a glass jelly jar from its hiding place in the closet. She poured the change out on the floor and counted it carefully. Three times, even. The total had to be exactly perfect. No chance here for mistakes. Carefully placing the coins back in the jar and twisting on the cap, she slipped out the back door and made her way 6 blocks to Rexall's Drug Store with the big red Indian Chief sign above the door. She waited patiently for the pharmacist to give her some attention but he was too busy at this moment. Tess twisted her feet to make a scuffing noise. Nothing. She cleared her throat with the most disgusting sound she could muster. No good. Finally she took a quarter from her jar and banged it on the glass counter. That did it! "And what do you want?" the pharmacist asked in an annoyed tone of voice. I'm talking to my brother from Chicago whom I haven't seen in ages," he said without waiting for a reply to his question. "Well, I want to talk to you about my brother," Tess answered back in the same annoyed tone. "He's really, really sick.. and I want to buy! a miracle." " I beg your pardon?" said the pharmacist. " His name is Andrew and he has something bad growing inside his head and my Daddy says only a miracle can save him now. So how much does a miracle cost?" "We don't sell miracles here, little girl. I'm sorry but I can't help you," the pharmacist said, softening a little. "Listen, I have the money to pay for it. If it isn't enough, I will get the rest. Just tell me how much it costs." The pharmacist's brother was a well dressed man. He stooped down and asked the little girl, "What kind of a miracle does your brother need?" " I don't know," Tess replied with her eyes welling up. I just know he's really sick and Mommy says he needs an operation. But my Daddy can't pay for it, so I want to use my money." " How much do you have?" asked the man from Chicago. "One dollar and eleven cents," Tess answered barely audibly. "And it's all the money I have, but I can get some more if I need to." "Well, what a coincidence," smiled the man. "A dollar and eleven cents---the exact price of a miracle for little brothers. " He took her money in one hand and with the other hand he grasped her mitten and said "Take me to where you live. I want to see your brother and meet your parents. Let's see if I have the miracle you need." That well dressed man was Dr. Carlton Armstrong, a surgeon, specializing in neuro-surgery. The operation was completed free of charge and it wasn't long until Andrew was home again and doing well. Mom and Dad were happily talking about the chain of events that had led them to this place. That surgery," her Mom whispered. "was a real miracle. I wonder how much it would have cost?" Tess smiled. She knew exactly how much a miracle cost...one dollar and eleven cents . plus the faith of a little child.. In our lives, we never know how many miracles we will need.. A miracle is not the suspension of natural law, but the operation of a higher law.. I know you'll keep the ball moving! Here it goes. Throw it back to someone who means something to you! A ball is a circle, no beginning, no end. It keeps us together like our Circle of Friends. But the treasure inside for you to see is the treasure of friendship you've granted to me. Today I pass the friendship ball to you. Pass it on to someone who is a friend to you. MY OATH TO YOU... When you are sad.....I will dry your tears. When you are scared.....I will comfort your fears. When you are worried.....I will give you hope. When you are confused.I will help you cope. And when you are lost....And can't see the light, I shall be your beacon.....Shining ever so bright. This is my oath.....I pledge till the end. Why you may ask?.Because you're my friend.

Tuesday, July 22, 2008

Mercedes Maybach

The 'electrostatic' sunroof, will turn from opaque to crystal clear depending on the passengers preference.


















Now thats living, when I grow up thats how I want to live...



Monday, July 21, 2008

Going up a grade




A first-grade teacher, Ms. Brooks, was having trouble with one of her students.The teacher asked, "Harry,what's your problem ?"Harry answered, "I'm too smart for the 1st grade. My sister is in the 3rd grade and I'm smarter than she is !I think I should be in the 3rd grade too !Ms. Brooks had had enough. She took Harry to the principal's office.While Harry waited in the outer office, the teacher explained to the principal what the situation was. The principal told Ms. Brooks he would give the boy a test. If he failed to answer any of his questions he was to go back to the 1st grade and be have. She agreed.Harry was brought in and the conditions were explained to him and he agreed to take the test.Principal: "What is 3 x 3 ?"Harry: "9 Principal: "What is 6 x 6?"Harry: "36".And so it went with every que stion the principal thought a 3rd gradershould know.The principal looks at Ms. Brooks and tells her, "I think Harry can go tothe 3rd grade."Ms. Brooks says to the principal, "Let me ask him some questions."The principal and Harry both agreed.Ms. Brooks asks, "What does a cow have four of that I have only two of ?"Harry, after a moment: "Legs."Ms. Brooks: "What is in your pants that you have but I do not have ?"The principal wondered, why would she ask such a question !Harry replied: "Pockets ! Ms. Brooks: "What does a dog do that a man steps into ?"Harry: "Pants"Ms. Brooks: What's starts with a C & ends with a T, is hairy, oval,delicious and contains thin, whitish liquid ?Harry: "Coconut."The principal sat forward with his mouth hanging open.Ms. Brooks: "What goes in hard and pink then comes out soft and sticky ?"The principal's eyes opened really wide and before he could stop the answer.Harry: "Bubble gum"Ms. Brooks: "What does a man do standing up, a woman does sitting down and a dog does on three legs ?"Harry: "Shake hands."The principal was trembling.Ms. Brooks: "What word starts with an 'F' and ends in 'UCK' that means a lot of heat and excitement ?"Harry: "Firetruck"The principal breathed a sigh of relief and told the teacher, "Put Harry inthe fifth-grade, I got the last seven questions wrong

Friday, July 18, 2008

WHY ARE GAS PRICES HIGH AND RISING?




Posted byLynne Being systematic, here are the primary reasons for the rise in gasoline prices in March 2008:1. High world crude oil prices. These prices are partly the consequence of conscious OPEC supply constriction to raise price. OPEC?s ability to do so is typically constrained by three interrelated factors: the world demand for oil, cheating on the part of smaller OPEC members, and production from non-OPEC countries like Russia, Norway and Mexico. Economic growth, particularly in Asia, is shifting out the demand for oil according to this Ft. Worth Star-Telegram article:Strong demand for oil in Asia is one reason for higher crude prices in recent months, although analysts also said that aggressive bets by large commodity speculators have contributed to the recent run-up in oil markets. Much of the attention on Asian oil supplies is related to the fast-growing economies of China and India.Sales of diesel fuel in India, which account for about 40 percent of the oil sold in that country, soared 10 percent in February from the same month a year earlier; automobile sales in India grew 31 percent in the last year. India's oil imports are forecast to continue to climb as its economy grows 8 percent this year.This Investor?s Business Daily article points to the other two aspects of this dynamic: Saudi Arabia is still the ?swing producer? because of the scale of its reserves relative to other producers, and some OPEC members have not curtailed production to meet the targets OPEC set in their 1 February meeting. Saudi Arabia?s production is the primary determininant of the world price, and with rising demand the growth in production in Russia and in Iraq has not been sufficient to change that fact. And small OPEC producers are riding the crest of this high price, not restricting their output.No current discussion of OPEC is complete without reference to the horrendous state of affairs in Venezuela. Their low production adds substantially to the high prices we are currently experiencing.OPEC is currently discussing whether or not to continue its output restrictions at the end of the month, and today?s news suggests that they are fighting internal battles over whether to pursue output restrictions when their benchmark price is $4 above the high end of their usual benchmark range.

Motorcycle


A city cop was on his mortorcyle waiting to cross the street when a little boy stopped beside him on his shiny new motor bike. Nice bike," the cop said, "Did Santa bring it to you?" "Yep," the little boy said, "He sure did!" The cop looked the bike over and handed the boy a $20 ticket for a safety violation, saying, "Next year tell Santa to put a reflector light on the back of it." The young boy looked up at the cop and said, "Nice motor cycle you got there sir, did Santa bring it to you?" "Yes, he sure did," chuckled the cop. The little boy looked up at the cop and said, "Next year tell Santa the dick does not go on top of the bike.

Thursday, July 17, 2008

To A Beautiful Person


If God had a refrigerator, your picture would be on it.If He had a wallet, your photo would be in it. He sends you flowers every spring. He sends you a sunrise every morning. Whenever you want to talk, He listens He can live anywhere in the universe, but He chose your heart. Face it, He is crazy about you! God didn't promise days without pain, laughter without sorrow, sun without rain, but He did promise strength for the day, comfort for the tears, and light for the way.

DID YOU KNOW THESE FACTS?



I SURE DIDNT TILL NOW


Death is certain but the Bible speaks about untimely death!


Make a personal reflection about this.....


Very interesting, read until the end.....

It is written in the Bible (Galatians 6:7):



'Be not deceived; God is not mocked:

for whatsoever a man sow,

that shall he also reap.



Here are some men and women

who mocked God :


John Lennon (Singer):


Some years before, during his interview with an American Magazine, he said:


'Christianity will end, it will disappear.

I do not have to argue about

that. I am certain.


Jesus was ok, but his subjects were too simple, today we are more famous than Him' (1966).


Lennon, after saying that the Beatles were more famous than Jesus Christ, was shot six times.



Tancredo Neves (President of Brazil ):

During the Presidential campaign, he said if he got 500,000 votes from his party, not even God would remove him from Presidency.


Sure he got the votes, but he got sick a day before being made President, then he died.


Cazuza (Bi-sexual Brazilian composer, singer and poet):

During A show in Canecio ( Rio de Janeiro ),


while smoking his cigarette, he puffed out some smoke into the air and said:'God, that's for you.'


He died at the age of 32 of LUNG CANCER in a horrible manner.


The man who built the Titanic


After the construction of Titanic, a reporter asked him how safe the Titanic would be.


With an ironic tone he said:

'Not even God can sink it'


The result: I think you all know what happened to the Titanic



Marilyn Monroe (Actress)


She was visited by Billy Graham during a presentation of a show.

He said the Spirit of God had sent him to preach to her.

After hearing what the Preacher had to say, she said:

'I don't need your Jesus'.


A week later, she was found dead in her apartment


Bon Scott (Singer)

The ex-vocalist of the AC/DC. On one of his 1979 songs he sang:

'Don't stop me; I'm going down all the way, down the highway to hell'.


On the 19th of February 1980, Bon Scott was found dead, he had been choked by his own vomit.


Campinas (IN 2005)

In Campinas , Brazil a group of friends, drunk, went to pick up a friend.....

The mother accompanied her to the car and was so worried about the drunkenness of her friends and she said to the daughter holding her hand, who was already seated in the car:


'My Daughter, Go With God And May He Protect You.'

She responded: 'Only If He (God) Travels In The Trunk, Cause Inside Here.....It's Already Full '


Hours later, news came by that they had been involved in a fatal accident, everyone had died,

the car could not be recognized what type of car it had been, but surprisingly, the trunk was intact.


The police said there was no way the trunk could have remained intact. To their surprise, inside the trunk was a crate of eggs, none was broken


Christine Hewitt (Jamaican Journalist and entertainer) said the Bible (Word of God) was the worst book ever written.


In June 2006 she was found burnt beyond recognition in her motor vehicle.

Many more important people have forgotten that there is no other name that was given so much authority as the name of Jesus.


Many have died, but only Jesus died and rose again, and he is still alive.


'Jesus'

The views of a woman

I found this story that a young lady had written and thought the expression was right on point, I hope you ienjoy...


One of my good friends was telling me about how her man was Trifiling. The conversation left me with this question: Why can't men just be real? Is it because they think we can't handle the truth? Hear me out. I understand that the goal of the male species is to get laid, I really do. In my opinion, when it comes to getting laid, there are two types of men: 1.) Those who only want to get to know your body 2.) Those who want to get to know your body and mind. I can go along with both types because the desire for sex is a natural part of life--we all need it sometimes whether it's casual encounters or a committed relationship. What I take issue with is the games that men play. If you know that sex is all you want from a paticular woman, then don't pretend that you want more. %#&@$!, that's all we want sometimes too. But when you mislead a woman, you're only setting her up for heartbreak and she will take that baggage to her next partner or relationship and he will complain about it when it's a man's fault in the first place! All the uneccessary baggage and drama can be avoided if everyone is REAL upfront. I know I sound like a scorned woman but trust me, I'm not. Although every single man I have dated or had some sort of emotional connection with has been a disappointment (except for one but I still ended up hurt), I still choose to keep hope alive that I will meet someone who is not a bull%#&@$!ter. It will happen when it happens... I'm not expecting a lot of guys to agree with this because the truth hurts sometimes and you probably don't want to accept it. I will admit that I have my flaws but being fake is not one of them. Any thought or opinions? Be Real, VonShay

Wednesday, July 16, 2008

21 Things to do to make you happy



ONE. Give people more than they expect and do it cheerfully.


TWO. Marry a man/woman you love to talk to. As you get older, their conversational skills will be as important as any other.


THREE. Don't believe all you hear, spend all you have or sleep all you want.


FOUR. When you say, "I love you," mean it.


FIVE. When you say, "I'm sorry," look the person in the eye.


SIX. Be engaged at least six months before you get married.


SEVEN. Believe in love at first sight.


EIGHT. Never laugh at anyone's dream. People who don't have dreams don't have much.


NINE. Love deeply and passionately. You might get hurt but it's the only way to live life completely.


TEN. In disagreements, fight fairly. No name calling.


ELEVEN. Don't judge people by their relatives.


TWELVE. Talk slowly but think quickly.


THIRTEEN. When someone asks you a question you don't want to answer, smile and ask, "Why do you want to know?"


FOURTEEN. Remember that great love and great achievements involve great risk.


FIFTEEN. Say "bless you" when you hear someone sneeze.


SIXTEEN. When you lose, don't lose the lesson .


SEVENTEEN. Remember the three R's: Respect for self; Respect for others; and responsibility for all your actions.


EIGHTEEN. Don't let a little dispute injure a great friendship.


NINETEEN. When you realize you've made a mistake, take immediate steps to correct it.


TWENTY. Smile when picking up the phone. The caller will hear it in your voice.


TWENTY-ONE. Spend some time alone.


A true friend is someone who reaches for your hand and touches your heart.

The Why's of Men





1. WHY DO MEN BECOME SMARTER DURING SEX? (because they are plugged into a genius)

2. WHY DON'T WOMEN BLINK DURING SEX? (they don't have enough time)

3. WHY DOES IT TAKE 1 MILLION SPERM TO FERTILIZE ONE EGG? (they don't stop to ask directions)

4. WHY DO MEN SNORE WHEN THEY LIE ON THEIR BACKS? (because their balls fall over their butt-hole and they vapour lock) (You're laughing, aren't you?!?!)

5. WHY WERE MEN GIVEN LARGER BRAINS THAN DOGS? (so they won't hump women's legs at cocktail parties)

6. WHY DID GOD MAKE MEN BEFORE WOMEN? (you need a rough draft before you make a final copy)

7. HOW MANY MEN DOES IT TAKE TO PUT A TOILET SEAT DOWN? (don't know.....it never happened)

And my personal favourite:

8. WHY DID GOD PUT MEN ON EARTH? (because a vibrator can't mow the lawn)

Remember, if you haven't got a smile on your! face and laughter in your heart...... Then you are just an old sour fart.

Tuesday, July 15, 2008

Price of gas at the pumps




The price of gas is eating into your household budget? Well, get used to it.That's the word on the streets as the price of a gallon of gasoline soared to a record high national average of $4.086 as of June 30. With regional differentials pushing the price much higher in some places, drivers and small-business owners are finding it hard to cope. But which states' motorists get the best deal, and in which states do drivers pay the most to fill-up?Here Come the NumbersAlaska has the highest gas prices in the nation, with a gallon of regular gasoline at $4.623, followed by California at $4.583 as of June 30. Hawaii, Connecticut and Washington make up the top five states with highest prices, with New York and D.C. not far behind at $4.292 and $4.160 respectively.Best states to buy gas? Missouri comes out top at $3.862 for a gallon of regular, followed by Oklahoma at $3.866, South Carolina, Mississippi and Arkansas. Iowa, Kansas and Alabama are next in line.

Worst 5 States for Gas Prices*
States
Regular
Mid
Premium
Diesel
Alaska
$4.623
$4.893
$5.172
$5.229
California
$4.583
$4.878
$4.959
$5.072
Hawaii
$4.408
$4.661
$4.748
$5.306
Connecticut
$4.369
$4.742
$4.866
$4.976
Washington
$4.343
$4.499
$4.722
$4.872

*Note: fuel prices from http://www.fuelgaugereport.com/

Best 5 States for Gas Prices*
States
Regular
Mid
Premium
Diesel
Missouri
$3.862
$4.019
$4.255
$4.557
Oklahoma
$3.866
$3.998
$4.220
$4.53
S. Carolina
$3.866
$4.110
$4.309
$4.607
Mississippi
$3.917
$4.131
$4.317
$4.622
Arkansas
$3.927
$4.143
$4.406
$4.663
*Note: fuel prices from http://www.fuelgaugereport.com/
Past PricesWe use the term 'best states to buy gas' with this caveat: Back in June 2004, gas hovered at around $1.74 a gallon, according to figures from gasbuddy.com. (See a history of retail gas prices for the last 48 month).Geoff Sundstrom, AAA's fuel price analyst, said the primary reasons for rising fuel prices are an increase in demand for petroleum products across the globe and a need for investment in refining infrastructure. "Right now, it is almost impossible to know where oil and gas prices will be in six months to a year," he said. "It's easy to assume that the world economy will continue to grow, we are very clearly at risk of an economic downturn and perhaps a severe economic downturn which could influence the demand side to the point where oil and gas prices may drop."In 10 to 20 years out, oil and gasoline will continue to be more expensive. But given what's happening in the markets right now, there is some potential that [the] demands side of the equation could fall off a cliff."Why So Expensive in California?Marie Montgomery, spokeswoman for the Automobile Club of Southern California, says the primary reason behind the high price of gas in California is "market segmentation," a marketing term that basically means California (along with many other states) has developed a "boutique blend" of fuel in a bid to uphold environmental or ecological standards. In California's case, this blend helps clear the state's notorious smog."We can't use gas they made for Iowa. We use a special blend with additives in it, an ethanol mix," Montgomery said. "When you do that, you can only use refineries that make that gas [mix]. The refineries in California are a major supplier, but, when prices are high and there's not another supplier, we have to go where they make that mix." She pointed out that refineries in Oregon and Washington produce the gas product, and there is a pipeline to Alaska, but that the only other options are shipping in the blend from elsewhere in the nation or Asia, which is not cost-efficient."People have to figure out how to deal with this on a long-term basis. We've been telling motorists to carpool and here we are in summer, and prices have barely come down," she said. "Usually we're about a month into a downturn, it's cyclical: Prices go up in spring and spike in May, which isn't happening this year. Prices may not come down a lot."Less Misery in MissouriMichael Right, vice president of public affairs for AAA Missouri, said his state is usually among the top three in terms of low gas prices. A contributing factor, he said, is that the state's per-gallon tax rate is the lowest in the nation. He said that most, if not all, states impose a tax on gasoline but few are as low as the 17 cents a gallon Missouri levies. And Missouri, unlike most other states, doesn't impose a sales tax on top of that. The state also benefits from good distribution via a crisscrossing network of pipelines which can, unusually, result in cheaper gas in rural areas than in major cities.The reason for this is the three types of gas used in the state. St Louis primarily uses reformulated gasoline. Conventional gas is sold in rural areas, and Kansas City uses low RVP (or low-emission) gasoline. Reformulated costs more than conventional gas, hence the higher cost in cities."In Illinois, it's not unusual to save 15 cents a gallon by crossing the river," Right said.Effects on Station Owners and OperatorsWhile the effects of soaring pump prices on consumers are well documented, owners and operators of service stations nationwide are also feeling the pain acutely. Dennis Decota, the executive director of the 135-year-old California Service Station and Automotive Repair Association and owner of a service station in Marin County, Calif., said high prices are "extremely detrimental to business people. What it does is creates a financial hardship on customers, [leading to] less foot traffic to stores or repair facilities. It puts a strain on entire businesses; unbranded service stations are really at the end of their rope."Independent, unbranded stations have one retail philosophy: Offer the best price. They rely on oversupply by refineries which they buy at wholesale prices and sell cheaper than the branded competition, like Shell or Exxon (which have both announced they are quitting the service-station industry). But in the past six months, that supply curve has become inverted, which means owner-operators are paying more -- $37,000 a truckload -- for their gas than branded outlets. Decota noted some are losing as much as 15 cents a gallon on every sale. It's a hard time for the industry, he said.The blame for high oil prices is pretty evenly spread, Decota said. He did, however, point out that as a result of higher gas prices, California brought in $4.4 billion last year in sales taxes from its monthly sales of 1,300,000,000 gallons. In 2002, when gas prices averaged about $1.71 a gallon, it brought in $1.7 billion.DeCota advocates boosting refinery capacity from its current level of 88 percent to about 92 percent. He said refineries "have their hands on the spigot. There is no shortage of crude. But if the government stepped up refinery capacity, that would put enough downward pressure to create competition among refineries. And my guys are going under."

Monday, July 14, 2008

Wet Pantas

Come with me to a third grade classroom..... There is a nine-year-old kid sitting at his desk and all of a sudden, there is a puddle between his feet and the front of his pants are wet. He thinks his heart is going to stop because he cannot possibly imagine how this has happened. It's never happened before, and he knows that when the boys find out he will never hear the end of it.. When the girls find out, they'll never speak to him again as long as he lives.

The boy believes his heart is going to stop; he puts his head down and prays this prayer, "Dear God, this is an emergency! I need help now! Five minutes from now I'm dead meat."

He looks up from his prayer and here comes the teacher with a look in her eyes that says he has been discovered. As the teacher is walking toward him, a classmate named Susie is carrying a goldfish bowl that is filled with water. Susie trips in front of the teacher and inexplicably dumps the bowl of water in the boy's lap.

The boy pretends to be angry, but all the while is saying to himself, "Thank you, Lord! Thank you, Lord!"

Now all of a sudden, instead of being the object of ridicule, the boy is the object of sympathy. The teacher rushes him downstairs and gives him gym shorts to put on while his pants dry out. All the other children are on their hands and knees cleaning up around his desk. The sympathy is wonderful. But as life would have it, the ridicule that should have been his has been transferred to someone else - Susie. She tries to help, but they tell her to get out. You've d one enough, you klutz! " Finally, at the end of the day, as they are waiting for the bus, the boy walks over to Susie and whispers, "You did that on purpose, didn't you?"

Susie whispers back, "I wet my pants once too." May God help us see the opportunities that are always around us to do good. Remember.....Just going to church doesn't make you a Christian any more than standing in your garage makes you a car.

Christmas Gift

A city cop was on his horse waiting to cross the street when a little girl stopped beside him on her shiny new bike. Nice bike," the cop said, "Did Santa bring it to you?" "Yep," the little girl said, "He sure did!" The cop looked the bike over and handed the girl a $20 ticket for a safety violation, saying, "Next year tell Santa to put a reflector light>on the back of it." The young girl looked up at the cop and said, "Nice horse you got there>sir, did Santa bring it to you?" "Yes, he sure did," chuckled the cop. The little girl looked up at the cop and said, "Next year tell Santa the dick goes underneath the horse, not on top.

Sunday, July 13, 2008

How do you Classify a computer


A Spanish teacherwas explaining to her classthat in Spanish, unlike English,nouns are designated as eithermasculine or feminine.'House'for instance,is feminine:'la casa.''Pencil,'however,is masculine:'el lapiz.'A student asked,'What gender is 'computer'?'Instead of giving the answer,the teacher split the class into two groups,male and female,and asked them to decidefor themselves whether'computer'should bea masculine or a feminine noun. Each group was askedto give four reasonsfor its recommendation.

The men's group decided that'computer'should definitely beof the feminine gender('la computadora'),because:





1. No one but their creatorunderstands their internal logic;





2. The native languagethey use to communicatewith other computers isincomprehensible to everyone else;





3. Even the smallest mistakesare stored in long term memoryfor possible later retrieval; and





4. As soon as you makea commitment to one,you find yourself spendinghalf your paycheckon accessories for it.





( THIS GETS BETTER!)





The women's group,however, concludedthat computers should be Masculine('el Computador'), because:





1. In order to do anythingwith them,you have to turn them on;





2. They have a lot of databut still can't think for themselves;





3 They are supposedto help you solve problems,but half the timethey ARE the problem; and





4. As soon as you commit to one,you realize that if youhad waited a little longer,you could have gottena better model.





The women won

Friday, July 11, 2008

Utility cost are getting higher


MLGW meets challenge of rising national energy costsFor the last decade, customers across the nation, including MLGW customers, have felt the steady drumbeat of rising heating costs as the price for residential U.S. natural gas has nearly doubled. According to the Energy Information Administration's (EIA) short-term energy outlook report in May, the price was expected to increase this year from an annual average wholesale price on the Gulf Coast of $7.17 per thousand cubic feet (Mcf) in 2007, to an average of about $9.70 per Mcf, before leveling off at about $9.40 per Mcf in 2009. The current price for July is approximately $12/Mcf. Until the last couple of years, the costs for other forms of energy have been relatively stable. However, in the past year, coal has doubled in price, which impacts the cost of electricity produced from coal-fired plants. Since 60 percent of TVA's power is generated at its 11-fossil fuel facilities, the rising coal cost will be passed on to local customers via a TVA fuel cost adjustment mechanism implemented in 2006 that allows TVA to automatically adjust rates according to fluctuations in fuel and purchased power costs. Tennessee Valley residents have already experienced escalating electricity costs due to several TVA rate hikes of 9.95 percent, 7 percent and 7.5 percent in 2005, 2006 and 2008 respectively. The trend in rising energy costs is undeniable and seemingly unending. Customers nationwide are being encouraged to brace themselves for skyrocketing summer and winter energy costs. But weather and many other factors will ultimately determine the local impact. Although MLGW cannot control the price of energy, the utility works to reduce the impact of rising power costs in the following ways: discounted supplies of electricity and natural gas through long-term prepayment contracts; strategic purchases of natural gas; and price protection of these purchases using a combination of futures, options and market pricing; efforts to help shape the direction of federal and state electric restructuring to ensure continued access to reliable, low-cost electricity supplies. MLGW also aspires to raise awareness among customers about ways to minimize household energy costs. In the midst of record-breaking spikes in virtually all forms of energy, MLGW customers must be equipped with information needed to weather a volatile energy climate for the foreseeable future. For instance, you can significantly reduce summer cooling costs by setting your home thermostats to 78 degrees. Cooling costs can increase 4 percent for each degree the thermostat is set below this. The following ideas can help you save even more: Keep blinds and drapes closed on sunny days to block heat from entering your house. Replace lights with energy-efficient, compact fluorescent bulbs. They last longer, use less electricity and produce less heat. Do heat-producing chores like drying clothes and cooking in the cooler parts of the day. Seal cracks around doors leading to the outside. Turn off lights, TVs and other electronics when you leave the room. Repair water leaks. Water your lawn, preferably with a sprinkler connected to an automatic timer, in the early morning or late evening so the daytime heat won’t evaporate your water. Despite their best efforts, some customers may continue to struggle with making utility bill payments. For such individuals, MLGW offers numerous assistance programs with varying eligibility criteria to ensure that those with the greatest need receive help. For starters, call MLGW at 544-6549 to discuss payment arrangements that can relieve some of the immediate financial pressure. For further assistance, consider the following: MLGW’s Plus-1 Utility Assistance Program administered by MIFA at 527-0226 OnTrack: helps eligible participants to manage debt and pay off their bills over a period of time through financial counseling and budgeting education and potential social service opportunities. Applications are available at www.mlgw.com and at all MLGW Community Offices. EnergySmart: a year-long energy education and home improvement initiative designed to help Memphians save on their utility costs through workshops that provide in-depth energy conservation training; home weatherization improvements and more. Smart Pay: Helps alleviate dramatic monthly payment fluctuations by establishing a standard installment amount for a 12-month period. Learn about other assistance programs, as well as additional energy tips and tools, home improvement ideas, home energy surveys and calculators, and many other helpful items online at www.mlgw.com, or by calling 544-6549 to request brochures about topics of interest. Due to its efforts, MLGW makes a notable impact on local energy costs. A 2008 Jacksonville Energy Authority (JEA) survey of residential electric rates from 55 public and private utilities shows that MLGW customers pay some of the lowest rates in the nation. As we face the future, rest assured that MLGW will continue to find ways to contain energy costs for the welfare of our community.

Thursday, July 10, 2008

Defining Major Depression


Depression
I think it's important to list the symptoms of major depression covered by the DSM-IV (the current edition of the Statistical Manual of Mental Disorders) published by the American Psychiatric Association.According to the DSM-IV, a person is suffering from a major depressive episode if he or she experiences items number 1 or 2 from the list of symptoms below, along with any 4 others, continuously for more than 2 weeks:


1. Depressed mood with overwhelming feelings of sadness and grief

2. Apathy--loss of interest and pleasure in activities formerly enjoyed

3. Sleep problems--insomnia, early-morning waking, or oversleeping nearly every day

4. Decreased energy or fatigue

5. Noticeable changes in appetite and weight (significant weight loss or gain)

6. Inability to concentrate or think, or indecisiveness

7. Physical symptoms or restlessness or being physically slowed down

8. Feelings of guilt, worthlessness, and helplessness

9. Recurrent thoughts of death and suicide, or a suicide attempt.And the following description of major depression comes from the 2007 Johns Hopkins White Papers on Depression and Anxiety written by Karen Swartz, one of the physicians who evaluated me in March of last year:
The diagnosis is more certain when a person also has a family history of depression; a previous episode of depression or bipolar disorder; a general medical problem likely to trigger depression, such as a recent stroke or heart attack; or is taking a medication known to cause mood disorders.Other symptoms of depression include disorganized thinking and delusions. In addition to these disturbances in mood and cognition (thinking), people with major depression may experience physical changes such as constipation or decreased sexual drive.Episodes of major depression range from mild to severe. In mild episodes, symptoms barely meet the requirements for a diagnosis and the person is able to get through the day without too much trouble. Severe episodes are characterized by several debilitating symptoms, including worsening mood that markedly interferes with daily life. People who are struggling with severe depression have difficulty with almost every activity--going to work, socializing, and even getting up in the morning. They may be unable to feed and dress themselves or to maintain personal hygiene. Major depression is twice as common in women as in men.


I have been depressed most of my adult life. I thought once I got the Heck OUT of my 30's I'd be an Happier Person. Not True. Sadly.I have tried to Commit Suicide since I was the tender age of 6 yrs. by swollowing an bottel of Nose Drops, Being that young, I forgot to hide or throw away the bottle. So when I was found...of course so was the darn bottle.I have tried Several times in my Teens Through out my 20's, mostly by accident. Over Drinking, and taking Uppers to stay awake at night. Nights used to scare the Beegeebers out of me. I don't have a clue as to why, then someting horific came about in my early teens through to my early twenties, until I figured out I could 'DRINK' it away. The 'IT' left me. But I still have fears of sleeping at night. So I'm usually up all night long. I'm well into my 40's. And still I feel I have no Right, or Reason to be alive. I'm Disabled now, with full blown R.A. along with Fibermyolgia; The 'Mystry Disease'. Sleep Apnea go figure? Thyroid Disease, and Sjograns Disease. Seiver ANXIETY ATTACKS Since I was 7 yrs. old. They just started when I was Terrified to ride the elevator down. My Whole Family was on it. All 5 kids, my Mother, 2 dogs and 1 cat. I refused to go on it. I do not know why to this day? My Dad walked me down the very long stairs. I can recall EVERY LITTLE, HUGE THING That Happened to Us ALL when we were growing up. Things NOBODY in my Family can recall. I do have HUGE MISSING LINKS in my Life. Would LOVE to know what happened then? It is really Bothering for me to even think about it all. Even right now. I am more or less 'STUCK' Living wiht my eledrly Mother who abused Horrifically I, my 2 sisters, and my oldest brother. The other 2 boys didn't get touched. But witnessed a TON of Horrible acts. I do NOT LIKE to be Touched, or HELD, by my Mother, or One of my Younger Brother's. HE AND SHE ARE A CARBON COPY of 1 ANOTHER. I've been on SO Many Depression Meds. I don't know what to expect next for me? For I CAN'T SEEM to KILLING MYSELF; To Get that Correct?? I think I'm going to be put on Welbutin? Not sure though. The last one made me sleep even more than usual! And made me HATE ME, and EVERYONE ESLE To a Degree that I WOULD Lock myself in my Bedroom, Not 'Trusting Myself' That much.If anyone out there gives a Rats Butt, and would know what would be BEST FOR ME; Please let me no; Via My Email.Thank you,Kelly S.S.My enabler Mother Needs me to be with her now. I have to leave.

Wednesday, July 9, 2008

WHITE CHURCH V. BLACK CHURCH




The Average Caucasian Church:



1. Service and Sunday School are over by 10:30 a.m.

2. All cars in the parking lot are either new or three years old.

3. The Pastor delegates his preaching and does not preach every Sunday or every service.

4. When the Pastor retires, they don't have a problem retiring.

5. No one leaves the choir during the entire service.

6. There is only one choir.

7. Choir rehearsal is only once a month, not every week.

8. There is children's church every Sunday, not once every six months.

9. There are 52-inch flat screen TV's posted in the sanctuary, which is where announcements are posted and not read audibly.

10. No afternoon and night service.

11. You can't tell the pastor's car because everyone drives a nice car.

12. Women wear less jewelry because they know less means more.

13. Communion takes 30 minutes, not two hours.

14. Communion is packaged together and not served in four gold trays.

15. Babies are not passed around in church; they sit only with their parents.

16. MEN DRESS IN POLO AND DOCKERS.

17. Scriptures and bible verses are posted on the FLAT SCREENS IN THE SANCTUARY.

18. Caucasians know the difference between winter white and summer white.

19. Mothers feed their kids FRUIT, GRAINS, AND ANIMAL CRACKERS before service.

20. 80% of the congregation wears real furs in the winter and don't walk in service late to show them off.

21. IT TAKES TWO DEACONS TO COUNT $10,000+ in offering.

22. There's only one offering.

23. 95% of the congregation is married.




The Average African-American Church



1. Service starts at 11 a.m., but 50% of the members arrive at 12:45 p.m.
2. All the cars in the parking lot have been freshly washed.
3. The pastor doesn't come out until 45 minutes after service has started.
4. Only 30% of the choir is on time.
5. The choir discusses ten minutes over which song to sing.
6. The choir sings the song, but the musician doesn't know how to play it.
7. The parents whip the kids during worship.
8. The audience has to help the announcement clerk pronounce the words on the church bulletin.
9. Two of the church deacons have gold teeth or NO teeth!!!!!
10. The members socialize and speak during the tithes and offering.
11. When church is over, no one discusses the pastor's message: they just compliment each other's outfits and hair.

12. Members pay $20, but stand there waiting for $18 in change back.
13. The single women give each other signals when a handsome guest minister is invited.
14. You find notes after church that say: 'That's not her hair,' 'Who is that baby daddy?' 'He need to sit down,' 'What you fix for dinner?' 'I know she ain't got that on,' 'Let me borrow $1 for offering'
15. It takes eight deacons two hours to count $400.
16. There is a slot on the tithe envelope marked 'Building Fund.'
17. That afternoon service is either: Choir Day, Usher Day, Or Men and Women's Day (don't forget Youth Day, Education Day, Pastor's Aide Day, Hospitality Day, New Member Day, Church Anniversary Day, Pastor's Anniversary Day, and Revival).
18. The Pastor's car has either a rag top or rims.
19. The women have on expensive heels, but have house shoes in their bags.
20. You see more than five people pass someone gum or a peppermint.
21. Someone will feed a baby Cheetos, sugar cookies, crackers, or vanilla wafers in the sanctuary.
22. Men will have on suits in the color of bright yellow, lime green, hot pink, sky blue, and candy apple red with shoes to match. And the jackets have at least ten buttons up the front.
23. People will have a $80 bible, but will have to look in the table of contents to find the text of the pastor's message.The great thing is that if you are familiar with any of these examples, then at least you are in church.......................God Bless You.

Monday, July 7, 2008

Questions are being asked about Obama Iraq views on the war


Democratic presidential candidate Barack Obama said on Saturday his plan to end the Iraq war was unchanged and he was puzzled by the sharp reaction to his statement this week that he might "refine" his timetable for withdrawing U.S. combat troops.
"For me to say that I'm going to refine my policies I don't think in any way is inconsistent with prior statements and doesn't change my strategic view that this war has to end and that I'm going to end it as president," Obama told reporters on his campaign plane.
Obama, who based his drive to capture the Democratic nomination on his early and ardent opposition to the war, said earlier this week he might alter his plan to bring combat troops home within 16 months of taking office if conditions on the ground changed.
The comment drew heavy coverage and sharp criticism from some on the left and the right, with Republicans saying it showed he was vacillating on Iraq.
"I was a little puzzled by the frenzy that I set off with what I thought was a pretty innocuous statement," he said on a flight from Montana to St. Louis. "I am absolutely committed to ending the war. I will call my joint chiefs of staff in and give them a new assignment and that is to end the war."
Obama will face Republican John McCain, a staunch advocate of the war, in a November presidential race that is certain to focus heavily on the future of U.S. troops in Iraq.
"What's really puzzling is that Barack Obama still doesn't understand that his words matter," said McCain spokesman Tucker Bounds.
Obama said he did not make a mistake with his earlier choice of words in describing his Iraq position -- even though he called a second news conference a few hours after his initial comments to clarify his stance.

Sunday, July 6, 2008

Unity



Obama ability to touch blacks is one thing, but he has been able to transcended race and inspired them to want to vote for a man with a change. This could be a fluke, simply because he has no experience. Although he is not the first person to go into a job with no experience. I laugh at people who are so frighten at the thought of Obama being in control of the country, is that really so bad? In my mind the country is almost at rock bottom. What else is left? The way it looks at the moment we can only go up from this point. So for us to obtain unity, we need to think like a chain and link together.

Saturday, July 5, 2008

Best Selling albums of all time


A Diamond Record is the award given to a performing artist (typically musical artist) for the sale of ten million units of records, CDÕs, or cassettes through legal distribution sources. The Diamond Record award was created in 1998 as the industry saw the sales of individual singles and albums reaching ten million units. The Gold Record is awarded for the sales of 500,000 units and the Platinum Record is awarded for the sales of one million units of an album or single.


This means that the first four artist went double diamond, with Michael Jackson and the Eagles almost went triple diamond. Thats alot of money and albums...
1Michael Jackson
Highest selling album by a solo artist and pop artist - Thriller
27x platinum

2 Eagles
Highest selling album by a group - Their Greatest Hits (1971–1975)
29x platinum

3. Garth Brooks
Highest selling live album - Double Live
20x platinum

4. Shania Twain
Highest selling album by a female artist - Come on Over
20x platinum

Backstreet Boys
Highest selling album by a Pop group - Backstreet Boys
14x platinum

Britney Spears
Highest selling album by a female Pop artist - ...Baby One More Time
14x platinum

Alanis Morissette
Highest selling debut album by a female artist - Jagged Little Pill
16x platinum

Boston
Highest selling debut album by a Rock group - Boston
17x platinum

Billy Joel
Highest selling album by a male Rock artist - Greatest Hits, Vols. 1 & 2
21x platinum

Alanis Morissette
Highest selling album by a female Rock artist - Jagged Little Pill
16x platinum

Green Day
Highest selling album by a punk rock group - Dookie
10x platinum

Led Zeppelin
Highest selling album by a hard rock group - Led Zeppelin IV
23x platinum

Metallica
Highest selling album by a heavy metal group - Metallica
14x platinum

Pink Floyd
Highest selling album by a progressive rock group - The Wall
23x platinum

Boyz II Men
Highest selling album by an R&B act - II
12x platinum

Whitney Houston
Highest selling soundtrack - The Bodyguard
17x platinum

Shania Twain
Highest selling Country album - Come on Over
20x platinum
Madonna
Highest selling Female Compilation - The Immaculate Collection
10x platinum

Whitney Houston
Highest selling Female R&B debut - Whitney Houston
13x platinum

Linkin Park
Highest selling album by a Alternative Metal Group - Hybrid Theory
10x platinum

Pearl Jam
Highest selling album by a grunge group - Ten
12x platinum

Pearl Jam
Highest selling album by a alternative rock group - Ten
12x platinum

Matchbox Twenty
Highest selling album by a post-grunge group - Yourself Or Someone Like You
12x platinum

Bone Thugs-n-Harmony
Highest selling album by an Rap group - E 1999 Eternal
10x platinum

Friday, July 4, 2008

Enforcing child support to shift




The top criminal prosecutor took control this week of enforcing child support in Tipton, Fayette, Lauderdale, Hardeman and McNairy counties.
Dist. Atty. Gen. D. Michael Dunavant is taking on an extra $1.6 million budget and 29 new employees to establish child support and enforce it in the 25th Judicial District.

Also, the state should save money because a private company figures in a profit margin, said Phil Pearsall, fiscal director of the District Attorneys General Conference.
"We don't get a profit," he said.
A call to Maximus was not returned Thursday.
Statewide, district attorneys general handle child support services and enforcement in 21 of the 31 judicial districts.
Private companies handle collections in other districts while neighboring Shelby County is the only district to process collections through Juvenile Court.
Problems have occurred because people providing the service "forget it is called child support," Dunavant said in a telephone interview.
"It is not all about numbers. It is really about serving the children of the district.
"It's not called 'mother support' or 'father support,' not 'state support' or 'district attorney support.' It's called child support."
With gas and milk prices at $4 a gallon, Dunavant said, "being a single parent is almost impossible.
"If the law requires noncustodial parents to pay support, there's a good reason for that. And that gives benefit, food, shelter, education and health care to children.
"What could be more noble than that?" Dunavant said.
Dunavant has added a Child Support Enforcement Division to his office.
The division will have two offices. One in Bolivar will serve Fayette, Hardeman and McNairy counties, and one in Covington will serve Tipton and Lauderdale counties.
The 29 new employees will include: a child support administrator; two child support assistant district attorneys general; two paralegals; two supervisors; 17 case managers; four customer service representatives; and one child support investigator.
The investigator is a new position that will tackle the toughest cases of noncustodial parents who are evasive and hide their assets, Dunavant said.
"I don't think all fathers are deadbeat dads," he said. "Lots do the right thing and pay their support.
"But there are people out there who need our assistance trying to protect and take care of their children."

Wednesday, July 2, 2008

Things to think about


Here are a few things to think about that you probably have
never thought about;

----------------------------------------------------------------------

Can you cry under water?

----------------------------------------------------------------------

How important does a person have to be before they are
considered assassinated instead of just murdered?

----------------------------------------------------------------------

Why do you have to "put your two cents in".. . but
it's only a "penny for your thoughts"? Where's that extra penny going
to?

----------------------------------------------------------------------

Once you're in heaven, do you get stuck wearing the clothes
you were buried in for eternity?

----------------------------------------------------------------------

Why does a round pizza come in a square box?

----------------------------------------------------------------------

What disease did cured ham actually have?

----------------------------------------------------------------------
How is it that we put man on the moon before we figured out it
would be a good idea to put wheels on luggage?

----------------------------------------------------------------------

Why is it that people say they "slept like a baby" when babies
wake up like every two hours?

----------------------------------------------------------------------

If a deaf person has to go to court, is it still called a
hearing?

----------------------------------------------------------------------

Why are you IN a movie, but you're ON TV?

----------------------------------------------------------------------

Why do people pay to go up tall buildings and then put money
in binoculars to look at things on the ground?

----------------------------------------------------------------------

Why do doctors leave the room while you change? They're going
to see you naked anyway.

----------------------------------------------------------------------

Why is "bra" singular and "panties" plural

----------------------------------------------------------------------

Why do toasters always have a setting that burns the toast to
a horrible crisp, which no decent human being would eat?

----------------------------------------------------------------------

If Jimmy cracks corn and no one cares, why is there a stupid
song about him?

----------------------------------------------------------------------

Can a hearse carrying a corpse drive in the carpool lane?

----------------------------------------------------------------------

If the professor on Gilligan's Island can make a radio out of
a coconut, why can't he fix a hole in a boat?

----------------------------------------------------------------------

Why do people point to their wrist when asking for the time,
but don't point to their crotch when they ask where the bathroom is?

----------------------------------------------------------------------

Why does Goofy stand erect while Pluto remains on all fours?
They're both dogs!

----------------------------------------------------------------------

If Wiley E. Coyote had enough money to buy all that ACME crap,
why didn't he just buy dinner?

----------------------------------------------------------------------

If corn oil is made from corn, and vegetable oil is made from
vegetables, what is baby oil made from?

----------------------------------------------------------------------

If electricity comes from electrons, does morality come from
morons?

----------------------------------------------------------------------

Do the Alphabet song and Twinkle, Twinkle Little Star have the
same tune?

----------------------------------------------------------------------

Why did you just try singing the two songs above?

----------------------------------------------------------------------

Did you ever notice that when you blow in a dog's face, he
gets mad at you, but when you take him for a car ride; he sticks his
head out the window?

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Did you Know